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Yearly Archive for: ‘2025’

Think Twice Before Hitting That Unsubscribe Link!

While it might seem like a quick way to get rid of unwanted emails, clicking “unsubscribe” from unknown or suspicious messages can actually do more harm than good.

❌ Why You Should Avoid It:

  • It confirms your email is active.
    Spammers now know someone’s reading the inbox — and may send more spam.

  • The link could be dangerous.
    It might lead to phishing sites or install malware on your device.

  • Scammers use it to collect more data.
    Just clicking the link tells them something about your system, location, or habits.

✅ What You Should Do Instead:

  • Mark it as Spam or Junk.
    This helps block similar emails in the future.

  • Delete the email without opening it.

  • Use your email provider’s built-in unsubscribe tool (usually safer than links inside the message).

✔️ When It Is Safe to Unsubscribe:

  • You recognize the sender (like a newsletter you signed up for).

  • It’s a known, legitimate company (Amazon, your bank, etc.).

  • The link clearly goes to their official website.

Bottom Line: If you don’t know the sender — don’t click unsubscribe.
Protect your inbox, your data, and your devices.

Why Is My Smartphone Battery Dying Before the End of the Day?

If your smartphone is running out of battery before your day is done, you’re not alone. Whether you’re constantly on the go or just using it as usual, sudden battery drain is a common frustration — and it often has a fix.

Here’s a simple guide to help you figure out what’s draining your battery and how to stop it.


Check Battery Usage

Your phone keeps a detailed log of what’s using up its battery. To access it:

  • Go to SettingsBattery (on some phones, it may be under Battery & Device Care).

  • Review the list of apps and system services. If you see an app you rarely use consuming a lot of power, that could be your culprit.

Apps like Facebook, Instagram, or certain news and weather apps are notorious for running in the background and draining energy.

How to prevent apps from updating when not in use.

  • Go to SettingsGeneralBackground App Refresh
  • Select Off for apps that are rarely used or need to be deleted

How to  Delete an App from Home Screen

  1. Find the app you want to remove on your  Home Screen.
  2. Tap and hold the app icon until a menu appears (or until all icons start jiggling).
  3. Tap “Remove App”.
  4. Tap “Delete App”.
  5. Confirm by tapping “Delete” again.

If You Don’t See the App on the Home Screen:

  1. Search for the app using the search bar.
  2. Tap and hold the app icon.
  3. Tap “Delete App” and confirm.

Check Your Screen Time and Brightness

The display is one of the biggest power consumers. Even if you don’t realize it, high brightness or long screen-on time can wear your battery down fast.

  • In the Battery settings, check how long your screen was on.

  • Lower your screen brightness manually or turn on adaptive brightness to let your phone adjust automatically based on your surroundings.

Go to Settings, Display and Brightness – Scroll down to Brightness and adjust the setting.


Signal Strength Matters

Poor reception can quietly kill your battery. If your phone is constantly searching for a better signal, it uses more power.

  • Keep an eye on your signal bars. If you’re frequently in areas with weak signal (1–2 bars), consider enabling Airplane Mode when you don’t need to be connected. By enabling Airplane Mode, you are turning off your cellular (phone) service.

  • Using Wi-Fi instead of cellular data when available can also help extend your battery life.


Keep Your System Updated

Smartphone manufacturers frequently release updates that improve performance and battery efficiency.

  • Go to SettingsSoftware Update (or System Update) and make sure you’re running the latest version of your operating system.

Sometimes battery problems are caused by bugs that get patched in updates — so staying current matters.


Consider Your Battery’s Age

Batteries don’t last forever. After about two years, most smartphone batteries start losing capacity.

  • On iPhones, go to SettingsBatteryBattery Health & Charging.

    • If it says “Service” or the Maximum Capacity is below 80%, your battery may need to be replaced.

  • On Android, apps like AccuBattery or built-in diagnostics (depends on the manufacturer) can give insight into battery health.

If your phone is older and charging doesn’t last like it used to, you’re probably seeing normal wear and tear.


Final Thoughts

These recommendations do not cover all, but the some of the basic ways, of extending the life of your phone’s battery. Most battery issues come down to a few fixable habits or an aging battery. By running this checkup, you can often spot what’s going wrong — and more importantly, what to do about it.

What is Artificial Intelligence (AI), and Why Should You Care?

If you’ve been hearing the term AI (Artificial Intelligence) more often lately, you’re not alone. It’s showing up in headlines, in conversations about work and school, and even in your favorite apps. But what exactly is AI—and how does it affect your everyday life?

Let’s break it down in plain English.


What Is AI?

At its core, Artificial Intelligence is when computers are designed to do things that usually require human thinking. This can include understanding language, recognizing images, making decisions, or even holding a conversation.

Think of AI as a really smart assistant. It doesn’t have emotions or opinions—it works based on the data it’s been given and the rules it’s been taught or has learned on its own.

You’ve already been using AI if you:

  • Ask Siri or Alexa a question

  • Get movie recommendations on Netflix

  • Use Google Maps to avoid traffic

  • Get automatic replies suggested in your email

AI isn’t science fiction anymore—it’s quietly working behind the scenes in tools many of us use daily.


Why Is AI Useful? (Especially for Non-Tech Folks)

AI can help simplify life in several ways:

1. Saves Time

  • AI tools can write emails, summarize documents, or even help you plan your schedule.

  • Tools like ChatGPT can help generate ideas, fix writing, or explain concepts clearly.

2. Boosts Productivity

  • AI-powered writing assistants (like Grammarly or Jasper) can help polish your work.

  • AI in Excel and Google Sheets can help with data analysis, even if you’re not a numbers person.

3. Improves Decision Making

  • Businesses use AI to analyze trends and customer behavior.

  • AI can help consumers compare products, read reviews, and find the best deals faster.

4. Makes Technology More Accessible

  • AI-driven features like voice commands, text-to-speech, and translation tools are game-changers for people with disabilities or language barriers.


Recommended AI Tools and Sites to Explore

Here are a few user-friendly AI resources worth trying:

  • ChatGPT (chat.openai.com) – Great for writing help, learning new topics, or answering questions in plain language.

  • Grammarly (grammarly.com) – An AI writing assistant that checks grammar, tone, and clarity.

  • Canva (canva.com) – Includes AI tools for creating beautiful designs, even if you’re not a designer.

  • Perplexity (perplexity.ai) – A research-focused AI that combines web search with summarized answers.

  • You.com – A privacy-focused AI search engine with a chatbot and productivity tools.

  • Google Gemini (formerly Bard) – An AI assistant from Google that helps with writing, planning, and brainstorming.


What to Be Cautious About

AI is powerful—but it’s not perfect. Here are a few things to watch out for:

1. Accuracy Isn’t Guaranteed

AI can sometimes give you wrong or outdated information—especially if it was trained on older data or makes assumptions. Always double-check important details.

2. Privacy Concerns

Be careful not to share sensitive personal or financial information with AI tools. Many platforms use your data to improve their systems.

3. Job Disruption

Some jobs, especially ones involving repetitive tasks, may be affected by AI automation. However, it also creates new opportunities in tech, education, and digital services.

4. Deepfakes and Misinformation

AI can generate fake images, videos, or even mimic voices—so be cautious of what you see online. When in doubt, verify the source.


Final Thoughts

You don’t have to be a tech expert to benefit from AI. In fact, some of the best AI tools are designed specifically for everyday users—like you.

Used wisely, AI can be like having a digital assistant who helps you save time, make better decisions, and learn more efficiently. But like any powerful tool, it’s important to understand both its potential and its pitfalls.

If you’re just getting started, experiment with one or two tools. See how they can make your day-to-day tasks easier—and most importantly, stay curious.

How to Select the Right Mobile Phone Provider

Confused by all the offers from the major cell phone providers (VerizonAT&TSprintT-Mobile, etc.)?

There’s a price war going on between the major carriers. Although price is a consideration in selecting a carrier, saving a few dollars should not be the major factor when signing a contract. Having an unlimited or discounted data or phone plan is useless if your service is poor.

First, you must determine which provider offers the best service in your area.  Are you frequently getting disconnected in the middle of a call?  How is the voice quality of the calls?

Second, you should check the signal strength in all parts of your home or office.  If you are a frequent traveler, how is the service on the road?  How about your second home? If you are moving to a new location, check with your neighbors. Find out what works for them and which provider (s) have poor reception. I have a client who recently moved a few blocks away and found the provider she was using in her old apartment did not work in her new building. Another client found that her provider only worked in a few rooms in her new building.

There are a number of discounted service providers offering deep discounted rates. However, the majority of them are using one of the major providers listed above. If you elect to go that route, check out who they are using before signing up.

Don’t be tempted to sign up with a provider because of a great deal or a pretty new phone offer. The name of the game is quality of service.

Planning a Trip?


Traveling with Tech: What to Bring, How to Use It, and What It Might Cost You

Planning a trip—whether it’s across the country or across the globe—means thinking about more than just your wardrobe and itinerary. In today’s connected world, your technology can make or break your experience. From staying in touch with family and colleagues to navigating unfamiliar cities and managing expenses, the right tech (and knowing how to use it) is essential.

Here’s a guide for both domestic and international travel to help you pack smart, stay connected, and avoid costly surprises.


Essential Devices to Bring

No matter where you’re headed, you’ll likely want to bring:

  1. Smartphone
    Your all-in-one navigator, translator, camera, and communication hub. Make sure it’s updated, has enough storage, and is password protected.

  2. Laptop or Tablet
    For longer trips or those that involve work, a lightweight laptop or tablet is great for email, document access, and video calls.

  3. Portable Charger/Power Bank
    Especially important when you’re on the go and don’t have time to plug in.

  4. Travel Adapter (International Only)
    Different countries = different plug types and voltage. Bring a universal adapter with surge protection.

  5. Headphones or Earbuds
    Great for calls, entertainment, or simply blocking out airplane noise.

  6. Smartwatch or Fitness Tracker
    Optional but helpful for keeping track of steps, heart rate, or travel alerts.


Using Your Technology While Traveling

1. Stay Connected

  • Domestic: Most U.S. carriers offer nationwide coverage. Just confirm your destination has solid service.

  • International: Check if your carrier offers international roaming plans (Verizon, AT&T, and T-Mobile all do). Alternatively, buy a local SIM card or consider an eSIM (digital SIM) before you go.

2. Use Wi-Fi Wisely
Many airports, hotels, and cafes offer free Wi-Fi. But remember:

  • Use a VPN to protect your data.

  • Avoid logging into sensitive accounts on public Wi-Fi (like banking or work portals).

3. Cloud Access
Store important documents—passport copy, travel insurance, reservations—in the cloud (Google Drive, Dropbox, iCloud) for easy access from any device.

4. Navigation & Translation Apps
Download Google Maps for offline use. Google Translate, TripIt, and XE Currency are also lifesavers when navigating foreign cities.

5. Travel Apps & Airline Portals
Most airlines have apps that let you check in, receive updates, and download boarding passes. Consider downloading transportation and rideshare apps like Uber or Bolt that work globally.


What It Might Cost You

Domestic Travel:

  • Usually no extra cost for mobile usage, provided you’re within your carrier’s national coverage.

  • Data overage fees may apply if you’re not on an unlimited plan.

  • Be wary of hotel “business center” usage fees or Wi-Fi charges in rural areas.

International Travel:

  • Carrier Plans: Can cost anywhere from $10/day (e.g., Verizon TravelPass) to $70/month depending on your usage.

  • Local SIM/eSIM: Typically cheaper—$10 to $30 for several GBs of data.

  • Wi-Fi Devices: Pocket Wi-Fi rentals can range $5–10/day.

Other Potential Costs:

  • Adapters and Chargers: A universal adapter is around $20–30.

  • Lost or Damaged Devices: Travel insurance that covers electronics is worth considering.

  • Data Charges: Turn off automatic updates, background app refresh, and roaming unless needed.


Final Tips

  • Back up your devices before you leave.

  • Enable “Find My iPhone” or “Find My Device” in case you misplace anything.

  • Pack a USB cable in your carry-on—you never know when you’ll need a quick charge.


Bottom Line:
Smart travel is connected travel—but only if you’re prepared. With the right devices and a bit of pre-planning, your tech can keep you informed, entertained, and safe—whether you’re road-tripping to the Rockies or sipping espresso in Rome.

Thinking About Getting a New Phone?

iPhone vs. Android: What’s the Difference—And Which Is Better for Seniors?

If you’re in the market for a new smartphone, one of the first decisions you’ll face is whether to go with an iPhone (from Apple) or an Android phone (from brands like Samsung, Google, and Motorola).

Both options are powerful, but the right choice depends on your comfort level and how you plan to use the phone.

This guide breaks down the differences and helps you choose what’s best for you or a loved one—especially if you’re a senior user.


iPhone vs. Android: The Basics

Feature iPhone Android
System iOS (Apple’s operating system) Android (Google-based)
Brands Only Apple Samsung, Google, Motorola, etc.
Style Consistent, simple interface Varies by brand
Updates Regular, long-term updates Depends on device

Why Seniors Should Consider Ease of Use

iPhone

  • Clean and simple interface

  • Minimal settings to manage

  • Easy setup with Apple support

Android

  • More customizable but can be confusing

  • Varies by brand and carrier

Winner for Simplicity: iPhone


️ Voice Assistants: Siri vs. Google Assistant

  • Siri (iPhone): Great for reminders, calls, and asking quick questions.

  • Google Assistant (Android): More powerful for internet-based answers.

Winner for Simplicity: Siri (iPhone)
Winner for Features: Google Assistant (Android)


Accessibility & Health Features

Feature iPhone Android
Magnifier Yes Varies
Emergency SOS Built-in Varies
Hearing Aid Support Yes (Live Listen) Depends on brand
Screen Adjustments Excellent Also strong, but not standard

Winner for Seniors: iPhone (consistent and easy to access)


Price & Value

  • iPhones range from $429 (SE) to over $1,000

  • Androids start around $150 and go up depending on features

Winner for Budget: Android
Winner for Long-Term Value: iPhone


️ Support and Help

  • Apple: In-store tech support, workshops, and phone/chat support

  • Android: Support varies by brand and carrier

Winner for Support: iPhone (Apple Store and consistent service)


✅ Our Recommendation for Seniors

Choose an iPhone if you:

  • Want a simple, reliable smartphone

  • Prefer long-term software updates

  • Like the option for in-person help at Apple Stores

Choose an Android if you:

  • Want more budget options

  • Prefer customizing your phone

  • Are already familiar with Google services


Need Help Picking a Phone?

At BlueTutor.com, we specialize in making tech easier to understand. If you’d like help selecting the right phone or learning how to use it, reach out today for one-on-one guidance.

Contact Jim Blue
Visit: www.bluetutor.com

Struggling with Wi-Fi Coverage? Here’s What You Can Do

Ever find yourself watching Netflix on the couch only to be hit with the dreaded buffering wheel? Or maybe your video call freezes just as you’re saying something important? If your Wi-Fi doesn’t cover your entire apartment, you’re not alone — and luckily, there are a few solid ways to fix it.

Let’s break down your best options so you can enjoy fast, reliable internet in every corner of your space.

Option 1: Wi-Fi Boosters (aka Range Extenders)

These little gadgets plug into a wall socket and help stretch your Wi-Fi signal further into your apartment.

✅ Pros:

  • Affordable (usually $30–$50)
  • Super easy to set up
  • Great for covering one dead zone (like a bedroom or balcony)

❌ Cons:

  • Can cut your speeds in half if not dual-band
  • May create a second Wi-Fi network name (unless it supports seamless roaming)
  • Not ideal for heavy streaming or gaming

When to Use It:

If your apartment is on the smaller side and you’re just dealing with a pesky dead spot, a booster is a quick, budget-friendly fix.

Popular pick: TP-Link RE315 – budget-friendly and reliable.

Option 2: Mesh Wi-Fi Systems

Mesh systems are the sleek, modern solution for whole-apartment coverage. They use multiple units (called “nodes”) that work together to blanket your space in strong, seamless Wi-Fi.

✅ Pros:

  • One network name across your entire apartment
  • Strong, consistent signal everywhere
  • Handles multiple devices like a champ
  • Great for streaming, gaming, and smart home setups

❌ Cons:

  • More expensive (typically $100+)
  • Requires replacing or integrating with your current router

When to Use It:

If your apartment has multiple bedrooms, thick walls, or you just want a smooth, no-hassle experience — mesh is the way to go.

Great choices:

  • TP-Link Deco S4 (affordable and solid)
  • Google Nest Wi-Fi (great if you’re already in the Google ecosystem)
  • Eero Pro 6 (for serious speed and smart home users)

Other Things to Keep in Mind

  • Router Placement: Move your router to a central, elevated location if possible — it really makes a difference.
  • Wall Materials: Thick walls (especially concrete or brick) weaken Wi-Fi. Mesh systems handle this better than boosters.
  • Interference: Microwaves, Bluetooth devices, and even your neighbor’s Wi-Fi can mess with your signal.

️ The Bottom Line

  • Just need to fix one dead spot? Go with a Wi-Fi booster.
  • Want consistent, strong signal everywhere? Invest in a mesh system.

With the right setup, you can say goodbye to dead zones and enjoy smooth, speedy Wi-Fi in every room.


Is My Tech Listening to Me? How and Why Devices Eavesdrop—And What You Can Do About It

Ever talked about buying a new couch with a friend, and suddenly your phone shows you furniture ads? You’re not alone. Many of us have experienced the eerie feeling that our devices are eavesdropping. But are they? And if so, what can we do about it?

1. The Devices in Question

Smartphones, laptops, smart TVs, voice assistants like Alexa and Siri, and other IoT (Internet of Things) devices are all equipped with microphones. These microphones are often always on, listening for trigger phrases like “Hey Siri” or “Alexa,” meaning they’re always at least passively listening.

2. Are They Actually Listening?

Technically, yes—but legally and conditionally.

  • Wake Words: Most voice-activated devices are programmed to listen for specific wake words. The manufacturers claim that no data is stored or transmitted until the wake word is heard. However, there have been documented cases where devices recorded and even sent conversations without being triggered.
  • App Permissions: Some mobile apps request access to your microphone unnecessarily. These apps might collect ambient sound data even when not in active use.
  • Metadata and Inference: Even if devices aren’t recording every word, they may collect metadata or use AI to infer context based on tone, background noise, and interaction patterns.

3. Why Are They Listening?

  • Voice Commands: To provide convenience and accessibility through voice control.
  • Ad Targeting: Companies use voice data to refine ad algorithms and deliver more relevant ads.
  • Data Collection: Voice data is often used to train machine learning models and improve speech recognition.
  • Third-party Apps: Not all apps are honest about how they use your data, and some abuse permissions to collect data for profit.

4. Real-World Examples

  • Facebook and Instagram: Users have long suspected these apps of listening in for ad targeting. While Facebook denies this, anecdotal experiences are widespread.
  • Alexa Recordings: Amazon has confirmed that some Alexa recordings are reviewed by humans to improve the service, raising privacy concerns.
  • Apple’s Siri: Apple has faced scrutiny over contractors listening to Siri recordings, sometimes capturing personal or sensitive data.

5. How You Can Protect Yourself

  • Review Microphone Permissions: Regularly check which apps have mic access and revoke it where unnecessary.
  • Disable Voice Assistants: If you rarely use them, disable features like “Hey Siri” or “OK Google.”
  • Mute Smart Speakers: Most smart speakers have a physical mute button—use it when you’re not actively using the device.
  • Use Privacy Accessories: Consider mic blockers or covers for cameras on your laptop or TV.
  • Use Secure Apps: Prefer apps with strong privacy reputations and encrypted communications.
  • Keep Firmware Updated: Regular updates often patch vulnerabilities that could be exploited.

6. Final Thoughts

In a world where convenience often comes at the cost of privacy, it’s up to us to be informed and proactive. You don’t have to ditch your devices, but understanding how they work and taking simple precautions can go a long way in protecting your personal space.

Your devices may be smart, but your privacy is smarter.

My iPhone and Me

                                                                    
                                             A Love Affair

The alarm went off on schedule. Prior to going to sleep, I set the alarm on my iPhone. I reached over to the end table and picked up the device to stop the beeping. After it stopped, I grabbed my eyeglasses, sat up in bed and went through my daily routine of browsing through my phone to check the weather, several news sources, emails, text messages, reminders, and appointments.

Once up, I grabbed the phone and took it into the bathroom before walking the dog. On my return, I headed to the kitchen to make breakfast. While eating, I downloaded some podcasts and rechecked my email and messages. After breakfast, I headed back to the bedroom to get dressed. At no time did my iPhone leave my side. No TV or newspapers.

My iPhone is always with me, from the time I wake up in the morning, to lights out at night. Before leaving my house, I used to make sure I had my wallet first. Now it’s my phone. I place it in a pocket. The next step is to insert my AirPods into my ears. I take very little cash with me and most of the time, I leave my credit cards at home.

The intention of this piece is to highlight how often I interact with my phone. By no means is this representative of the many functions available on the iPhone but merely a typical day in my life. For the balance of this narrative, I will refer to it as my “companion.”

My activities during the day include walking and taking public transportation between appointments. In addition, I stop at a coffee shop or restaurant around midday. I order a drink from the Starbucks app in advance. In many restaurants, the check can be paid with my companion through a handheld device provided by the waiter. While there, I use my companion to check my messages and emails, but most importantly, catch up on my reading; all through my AirPods.

As I walk, with my AirPods on, I listen to music, the news, books downloaded from Audible or the local public library and podcasts. I am able to make a phone call by asking “Siri” to make a call. Incoming calls are announced, and I can either accept or reject the call. My companion stays in my pocket.

As indicated above, traveling around the city often involves using a bus or the subway. In both instances, there is no need to pay with cash or credit card. I hold up my phone to a monitor, and the fare is paid. As for a car service, all I need to do is access an app for Uber, Lyft. etc. to schedule a ride and pay for it. I can also tip the driver through the app.

As the day progresses, I continue to refer to my calendar, reminders, and notes all on my companion. My calendar reminds me of upcoming appointments through my AirPods and I am able to dictate reminders and notes, as well as checking the stock market.

At the end of day, I often stop at a market to pick up groceries. Once again, I pay by holding my companion up to the register. At the drugstore, I pick up prescriptions and pay the same way. No cash or credit card needed.
In the evening, if I need to do laundry, I pay with my companion. The same if I order dinner for delivery.

There are so many more things that I do with my companion, but as indicated above, my goal is to just share a normal day’s activities with my trusted companion never leaving my side.

Before going to bed, there is one last check of news, weather, messages, etc. before setting it on the end table, attached to a charger, loading up for the next day’s events.

                        What does your average day look like with your companion?

Has Your Data Been Stolen?

According to the Identity Theft Resource Center (ITRC) and AARP, 1.3 billion American consumer records were stolen in data breaches in the first nine months of 2024. Almost one-third of Americans have been a victim of identity theft. Criminals stole nearly $23 billion from consumers last year. Every year, there are more than 50,000 individual personal data breaches in the US.

Most common causes of identity theft are when someone obtains the following personal Information

  • Name
  • Address
  • Phone numbers
  • E-mail address
  • Birthdate
  • Social Security Number
  • Drivers License
  • Credit Cards

Credit card fraud is the most common type of identity theft.

  • Don’t shop on unsecure websites.
  • Have all credit and debit card transactions sent to your email
  • Review your bank and credit card statements regularly.
  • Never send your credit card information via email or give it over the phone unsolicited.
  • Don’t use public Wi-Fi for financial transactions.
  • Shred documents that show your credit card number (bank statements) and social security numbers
  • Contact your credit card company right away if you lose your card.

Basic things not to respond to

  • Phone calls from anyone looking for personal information from you.
  • E-mails or text messages asking to verify your personal information,
  • Attachments from someone you don’t know
  • Messages stating “Don’t close this page, call this number.” If this happens, close out of the browser (Chrome, Safari, Firefox, etc.), turn off the computer by holding down the power button, and pull out the power cord.

Password rules

  • Use a combination of upper and lower case letters, numbers and symbols (i.e. Rr123456#)
  • Do not use names, your address, phone numbers, your pet’s name, or common words such as “password” or “computer”
  • Change your passwords every 6 months
  • Do not use the same password on multiple accounts
  • Do not store a list of your passwords on your computer or mobile phone
  • If you keep a list of your passwords, do not place it near your computer or in your desk

Shopping

  • Use credit cards only, no debit cards
  • Avoid saving credit card numbers at retailer sites
  • Monitor your account statements for unauthorized transactions

On the road

  • Do not make any financial transactions or enter password information at public wi-fi locations (hotels, coffee shops, airports, etc.)
  • When in a hotel, if you get a phone call from the “front desk;” asking to confirm your credit card, go directly to the desk instead of responding on the phone

 What to do if you are a victim of identity fraud

  • Call your bank and cancel your ATM/debit card
  • Change all your passwords.
  • Call your credit card companies to report that your card(s) have been stolen
  • Report your missing driver’s license to your local DMV and get a new one
  • File a police report
  • Call the three credit reporting agencies (Experian, Equifax, Transunion) and have a fraud alert and freeze your account

Experian 888 397 3742

Transunion 888 909-8872

Equifax 800 685-1111

  • Debt collectors – Tell them you are a victim and provide them with documentation

To read the complete article from AARP click here

 

 

 

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